Life and health insurance Life cannot be turned back, says popular Russian song. Actually, life and health is our most valuable wealth. Our life is twisting like a helix. It is full of sudden and unexpected takeoffs and falls. For people who would like to protect themselves and their families from various unexpected events the best way is to purchase accident insurance policy. Classic life insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's death or disability. Making this contract you can choose the period of insurance in such a way as to cover, for instance, a period of loan repayment or a period until your children reach full age and start to work.
Life and health insurance against accident is a reliable financial mechanism to protect and to assure the family wellbeing in case of a sudden undesirable event that may happen to anybody thereby breaking the established mode of life, destroying your plans and hopes, and, even, cutting life short. To realize this means to delegate the care of life and wellbeing of your family to the insurance company.
This program is not the same as optional medical insurance: accident insurance is a type of policy that pays out when an individual dies or is injured during an accident, whereas optional medical insurance covers actual medical expenses incurred by the insured person. Accident insurance policy may be made for a single individual, family or team. The subject of insurance is life and health of the insured person. Area of insurance is the total globe! Attention! Price of insurance policy at our company is not more expensive than at the insurer company, in so far as this is just the insurer, not the customer, who pays for our services and makes our profit. Even more, our price is often less than that offered to customer at the insurer’s office. This is due to partnership relations established during the years of cooperation!
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